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Utica First Insurance Company
Utica First Insurance Company Is Pleased To Offer Insurance Coverage Especially Designed For The Small Artisan Contractor. This Program Is Designed To Meet The Insurance Needs Of The Skilled Individual And Small Business Operator That Requires Primarily Liability Insurance Protection. Other Property Coverages Are Also Available Under This Program.
We Appreciate The Skills That The Artisan Has Acquired And We Know That Many Artisans Represent The “Entrepreneur With A Dream”, Willing To Go It Alone In Order To Use The Acquired Skills In An Independent Manner. We Know That Liability Insurance To Protect You Is A Necessity To Properly Function In Your Business.
You Work Too Hard To Lose Everything Due To An Unforeseen Happening Or Accident. This Policy Is Designed To Protect The Small Artisan Contractor.
Eligibility
This policy was designed to handle the insurance needs of firms with five or fewer employees and have gross annual receipts up to $1,000,000. Coverage is provided for firms regularly involved in projects that do not exceed $500,000 in total construction costs.
Program Highlights
- Liability is rated on a per person basis. One rate for full time and one rate for part-time workers
- Sales and administrative workers are not rated
- Blanket additional insureds available; cut out all that back and forth to the agent’s office every time you get a new job
- Tools and contractors equipment and Installation Floater Coverage available
Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.
NEED A LOGIN CREATED? PLEASE CONTACT CHRISANTHI at CDWhite@DGAInc.com
United States Liability Insurance Group
East Coast
West Coast
- 1-4 Family Dwelling (DPP)
- 1-4 Family Dwelling (Comm. Lines)
- Allied Health
- Apartments
- Artisan/Trade Contractors
- Arts & Culture
- Beauty/Nail Salon/Barber Shop
- Beer, Wine, and Liquor Stores
- Charities and Business Associations
- Clothing Store
- Commercial Umbrella/Excess Liability
- Community Association Package
- Community Association Professional Liability
- Comprehensive Personal Liability
- Concessionaire and Vendor
- Condo Mini
- Condo/Renters
- Contractor’s Equipment
- Convenience Store/Delicatessen/Grocery
- Electronic Store
- Employment Practices Liability
- Excess Comprehensive Personal Liability
- Excess Personal Umbrella
- Fitness Center
- Home Based Business
- Houses of Worship
- Inland Marine – Builder’s Risk
- Inland Marine Select
- Janitorial Services
- Land Leased to Others
- Laundromats
- Lawn Care
- Lessor’s Risk Only
- Long Shot
- Main Street Mercantile
- Medical Providers
- MicroTek Pak
- Non Profit Directors & Officers
- Personal Umbrella
- Property Managers
- Real Estate Errors & Omissions
- Residential Condominium Unit Owners
- Restaurants
- Special Events
- Specialty Educators, Trainers, and Instructors
- Specified Professions Error & Omissions
- Sports Advantage
- The Office
- Truckers
- Vacant Building
- Vacant Land
- Vacant Land (Personal)
- Wedding
Acord Insurance
To submit an Acord Form, please follow the instructions below.
- Register yourself as a user on ACORD for complimentary access to all up to date ACORD forms as needed.
- Complete the ACORD for the specific risk. If you are unsure which ACORD to submit please reach out to our team of underwriters for assistance.
- Save and download the completed form to your computer/
- Upload the form(s) you wish to submit along with any supplementals and select “Submit Your Accord Forms”.
Please see the markets available through DGA for direct quoting access. Please contact your DGA team directly for more information and instructions for access.
Online Rating Platforms
Please contact the DGA team for credentials and further information for out complimentary online rating platforms.
